If you have a teen driver in the house, you know how expensive it can be to have them on your car insurance policy. On average, teen drivers have higher car insurance rates due to inexperience behind the wheel and risky driving.
January is teen driving awareness month, that is why we want to inform you on the effects of teen drivers on insurance. We also want to give you an idea on how you can save money when it comes time to adding a teen to your policy.
- Check with your local insurance agent here at Community Insurance to see how adding a teen to your policy will affect your rates. We can help you figure out if it makes more sense to add a teen to your policy or to get them their own policy.
- Insurance premiums seem to stay high until the age of 25, typically. However, there is often times safe driver discounts and good student discounts for those under the age of 25.
- Remember that the type of car that your teen drives also affects your insurance rates. Pick a car that offers safety and reliability, not something flashy and sporty.
- Talk to your teen driver, tell them how important it is to maintain a safe driving record and how traffic violations can affect your insurance.
If you have any questions regarding your teen drivers effect on your auto insurance, feel free to give an agent here at Community Insurance a call today. We would be happy to help you with any of your insurance needs.