National Insurance Awareness Day: Your Summer Checklist
National Insurance Awareness Day may not be a holiday you think about often. In fact, it’s possible you didn’t even know it existed! Although it may not call for backyard barbeques and parades, it’s still an important time of year. Today reminds us we have a lot to be thankful for; our health, our homes, our cars that keep us and our families safe on the road, and our insurance coverage that protects these valuable (and invaluable) assets. To celebrate, we’ve prepared a checklist for the summer season to ensure you’re up to date on your coverage. There’s no such thing as being too prepared when it comes to protecting the valuable life you’ve built. Therefore, it’s a good idea to meet with your agent to review your insurance policies and cover the following bases:
Have you had any home renovations done recently?
Warm weather allows you to kickstart those home projects you’ve been dreaming of. If you’ve updated, renovated, or added onto your home in any way, it’s important to talk with your agent about how these renovations may affect your current insurance policies, or how to get the most out of your coverage to protect the new value of your home. Many people assume their homes and the items in them depreciate over time, when in fact, they may actually increase in value! Keep this is mind when reviewing your coverage—it’s smart to update your policies according to your property’s worth, so it may be time for a reappraisal as well.
Have you recently installed a pool?
Escaping the summer heat is essential, and enjoying a pool with your family and friends is the perfect way to do it. However, with this luxury comes a liability. If you’re not already aware, meet with your agent to cover your options and responsibilities as a pool owner. Appropriate coverage will keep your summer fun, relaxing, and most importantly—safe.
Do you have a new driver in your family?
If your teenager recently obtained his or her license, it’s a good idea to update your auto insurance to a more comprehensive policy and review your deductible. It’s not fun to anticipate accidents, but having adequate insurance for a new driver will help you avoid a potential financial crisis and headache. Meet with your agent today about liability versus comprehensive coverage and learn what’s right for your family.
With tourists hustling and bustling in the area, you may want to review your auto insurance regardless of whether or not your teenager is driving. Summertime is full of celebrations, events, and travel. Prepare for it all with an updated, more personalized policy.
Did you recently buy a boat or other watercraft?
Boats are big investments, but being out on the water all summer long is an even bigger perk. You’ll make memories with family and friends that last a lifetime—and that’s priceless. All that’s left to make the experience more enjoyable is proper coverage. Your agent can set you up with affordable protection tailored for boatowners to ensure a worry-free summer—just don’t forget the SPF!
Summertime is meant for family get-togethers, endless outdoor activities, and a more carefree lifestyle. The last thing you want to deal with is a financial fiasco caused by your inadequate insurance coverage. Let your National Insurance Awareness Day checklist set the tone for a fun, relaxing, and enjoyable summer season.