Liabilities of Hosting a Super Bowl Party

superbowl1Super Bowl XLIX is next Sunday in Glendale, Arizona. Many people will be gathering to watch this highly televised event. If you are hosting a Super Bowl party this weekend, you may want to consider the liabilities that come with hosting this sort of event.

Many people will be snacking on super bowl appetizers, while washing it down with a cold beverage. If you plan to serve beer or liquor products at your party, remember to remind your party attendees to drink responsibly. As a party host, you have both a legal and moral responsibility to make sure guests are able to drive safely or they have a designated driver.

As a party host, if a guest leaves your party intoxicated and gets into an accident, you may be liable for the incident in the courts.

Realize that alcohol is not the only thing you are liable for when it comes to hosting a party. As a homeowner, you are responsible for the upkeep of your property. Make sure your driveway and walkway are clear of any potential tripping hazards. If somebody trips and falls on your property, you could be liable for any injuries or medical bills.

Another risk is food poisoning; make sure you are keeping each of the foods at your party served at their proper temperature. If a guest eats something that may have been sitting out a little too long, you could be liable for any food-related illness they may acquire.

An umbrella policy covers liability expenses that exceed the liability limits of your typical homeowners policy. If you are interested in getting a quote for an umbrella policy, please give your local agent at Community Insurance & Associates a call. We look forward to hearing from you and wish you a safe Super Bowl weekend.

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