Insurance Coverage for Your RV

rvThe summer season is a very popular time of year to pack up your RV and take a trip across the country. Before you take a vacation, make sure you have your RV completely covered with a specially designed insurance package from Community Insurance & Associates. Our agents will be able to find you the appropriate amount of coverage to keep your investment protected.

RV insurance greatly differs from regular car insurance. It offers coverage for a variety of RV vehicles including Classes A, B, and C; motor coaches; and camper vans — as well as travel trailers, including campers, pop-ups, fifth wheels, and toy haulers. You can add your RV to your auto policy; however, there are some things that will not be covered under your standard auto policy.

Building a RV policy will protect the things inside your RV that you wouldn’t regularly keep in your vehicle. This might include jewelry, clothing, electronic equipment, outdoor gear, cameras, and other personal belongings. You will also have liability coverage in case you are camping and somebody is hurt or injured on your campsite. Also, suppose your RV is damaged while you are on vacation. An RV policy will make sure you have alternate accommodations.

RV owners have unique needs and an RV insurance policy is specially designed to cover the things that a simple auto insurance policy does not cover. Special coverage’s in a RV policy include: total loss recovery/agreed value, emergency expense, vacation liability, personal effect replacement, full-timers package, and roadside assistance.

If you are interested in a RV policy, don’t hesitate to give any of our agents at Community Insurance & Associates a call. We are happy to set you up with a great RV insurance package that will provide you with the coverage you need while using your RV.

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