Equipment Breakdown Coverage for Home, Business, and Farm

Air_conditioner_armaflex_insulationThere are several pieces of equipment that people rely on to keep their homes, businesses, and farms running smoothly. It could be anything from farm equipment to a commercial grade freezer at a restaurant. When these machines breakdown, it can leave a person reeling and could result in large losses.

These types of losses are often times excluded from an average property policy. Luckily, here at Community Insurance & Associates we offer equipment breakdown coverage. This coverage offers equipment breakdown protection to homes, farms, and businesses. Losses most commonly seen in dwelling policies is due to breakdown of an air conditioning system or furnace. On farms, losses are commonly due to motor problems. Commercial properties also see costly losses when compressors and refrigeration equipment breaks down.

Acquiring equipment breakdown coverage will provide you with specialists that will find you with quick repair or replacement. This coverage will give you the peace of mind you deserve. Equipment is constantly becoming more advanced and more valuable. Protect your prized pieces of equipment with a reliable coverage from Community Insurance & Associates. Call any of our agents and we would be happy to help you add equipment breakdown coverage to your property policy.

Home Equipment Breakdown Coverages
• Furnaces, heat pumps, heaters
• Central air conditioning
• Ventilation systems and fans
• Well pumps
• Chairlifts and elevators
• Electric power panels
• Central vacuums
• Pool equipment
• Boilers and water heaters
• Backup generators
• Kitchen and household appliances

Farm Equipment Breakdown Coverages
• Electrical distribution systems
• Boilers and pressure vessels
• Heating, cooling systems
• Refrigeration systems
• Business computers
• Deep well pumps and motors
• Emergency generators
• Grain dryers
• Milking machines
• Ventilation fans
• Bulk milk storage tanks
• Mechanized feed, waste, and egg handling equipment
• GPS units
• Heating, air conditioning, hot water heater, and major household appliances within the farm dwelling

Commercial Equipment Breakdown Coverages
• Heating and air conditioning
• Communications systems
• Fire detection and security systems
• Refrigeration
• Computers and phone systems
• Elevator motors and machinery
• Electronic system and equipment
• Rooftop machinery

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