Community Insurance VS WEA

Acuity Insurance Policy
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Homeowners
Dwelling : $315,600
Other Structures : $47,340
Personal Property : $236,700
Loss of Use: $189,360
Personal Liability : $500,000
Medical Payments: $5,000

Other coverages:
Guaranteed replacement cost
Personal property replacement cost
Matching siding - $10,000
Mechanical Breakdown
Service/Utility Line Coverage
Water backup coverage/sump failure - $10,000

Deductible: $1000
$755
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Auto
Bodily Injury Liability and Property Damage:
$500,000 Combined Single Limit

Uninsured/Under-insured Motorist Bodily Injury:
$500,000 each

Medical Payments: $10,000
If wearing seatbelt: $15,000

Comprehensive Coverage $100 deductible on all vehicles
Collision Coverage $250 deductible on all vehicles

Towing and roadside assistance: included
Rental Reimbursement: $40/day for 30 days
$1038/12 months
Total Combined Premium
$1,793
vs.
WEA Policy
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Homeowners
Dwelling : $233,600
Other Structures : $23,360
Personal Property : $175,200
Loss of Use: Actual Loss
Personal Liability : $500,000
Medical Payments: $5,000

Other coverages:
Guaranteed replacement cost
Personal property replacement cost


Deductible: $1000
$804
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Auto
Bodily Injury Liability and Property Damage:
$250,000/500,000/100,000

Uninsured/Under-insured Motorist Bodily Injury:
$250,000/500,000

Medical Payments: $10,000

Comprehensive Coverage $100 deductible on all vehicles
Collision Coverage $250 deductible on all vehicles

Towing/Roadside assistance: not included
Rental reimbursement: not included
$1,690/12 months
Total Combined Premium
$2,494
★★★★★
TOTAL ANNUAL SAVINGS:
$701
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