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Policy Comparison’s – Tromley/Craig

Travelers Policy
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Homeowners
Dwelling : $334,000
Other Structures : $33,400
Personal Property : $167,000
Loss of Use: $66,800
Personal Liability : $500,000
Medical Payments: $1,000

Other coverages:
Guaranteed replacement cost
Water backup coverage/sump failure - $5,000
Personal property replacement cost

Deductible: $1000
$768
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Auto
Bodily Injury Liability and Property Damage:
$50,000/$100,000/$50,000

Uninsured/Under-insured Motorist Bodily Injury:
$50,000/$100,000

Medical Payments: $5,000

Comprehensive coverage $500 deductible
Collision Coverage $500 deductible

Roadside assistance
Rental reimbursement - $30/day max of $900
$335/6months or $670+/12 months
Total Combined Premium
$1,438
vs.
New Acuity Policy
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Homeowners
Dwelling : $346,000
Other Structures : $51,900
Personal Property : $259,500
Loss of Use: $207,600
Personal Liability : $500,000
Medical Payments: $5,000

Other coverages:
Guaranteed replacement cost
Personal property replacement cost
Water backup/sump pump failure - $10,000
Service line coverage
Matching/damaged siding - $10,000
Equipment/mechanical breakdown - $50,000

Deductible: $1000
$964
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Auto
Bodily Injury Liability and Property Damage:
$500,000

Uninsured/Under-insured Motorist Bodily Injury:
$300,000

Medical Payments: $5000 no seatbelt or $10,000 with seatbelt

Comprehensive coverage $500 deductible
Collision Coverage $500 deductible

Rental reimbursement - $40/day max of $1,200
$589/12 months
Total Combined Premium
$1,553
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