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Phone: (800) 264-6419
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Email: info@community-insurance.com
Policy Comparison’s – Kirsteatter
![](https://www.community-insurance.com/wp-content/uploads/sites/68/2022/10/Encova.png)
New Encova Proposal
![image](https://www.community-insurance.com/wp-content/uploads/sites/68/2017/11/icons-11.png)
Homeowners
Dwelling : $334,092
Other Structures : $33,409
Personal Property : $233,864
Loss of Use: $100,228
Personal Liability : $500,000
Medical Payments: $10,000
Other coverages:
Guaranteed replacement + 25%
Family Cyber Protection
Water backup coverage/sump failure - $10,000
Equipment breakdown coverage up to $100,000
Buried utility line - $10,000
Deductible: $1000
Other Structures : $33,409
Personal Property : $233,864
Loss of Use: $100,228
Personal Liability : $500,000
Medical Payments: $10,000
Other coverages:
Guaranteed replacement + 25%
Family Cyber Protection
Water backup coverage/sump failure - $10,000
Equipment breakdown coverage up to $100,000
Buried utility line - $10,000
Deductible: $1000
$977
![image](https://www.community-insurance.com/wp-content/uploads/sites/68/2017/11/car.png)
Auto
Bodily Injury Liability and Property Damage:
$500,000 per person; $500,000 per accident
Property Damage: $100,000
Medical Payments: $10,000
Uninsured/Under-insured Motorist:
$500,000 per person; $500,000 per accident
Comprehensive coverage - $250 all vehicles
Collision Coverage - $500 all vehicles besides 06 Chev Impala
Towing
Rental/extended transport $40/day $1200 limit
$500,000 per person; $500,000 per accident
Property Damage: $100,000
Medical Payments: $10,000
Uninsured/Under-insured Motorist:
$500,000 per person; $500,000 per accident
Comprehensive coverage - $250 all vehicles
Collision Coverage - $500 all vehicles besides 06 Chev Impala
Towing
Rental/extended transport $40/day $1200 limit
$3,134
![image](https://www.community-insurance.com/wp-content/uploads/sites/68/2017/11/boat.png)
Boat
Bodily Injury and property damage liability: $500,000
Uninsured boater: $100,000 per person/$300,000 per accident
Boat & trailer total value: $19,000
$1,000 of personal effects coverage
Deductible $250 agreed value
Uninsured boater: $100,000 per person/$300,000 per accident
Boat & trailer total value: $19,000
$1,000 of personal effects coverage
Deductible $250 agreed value
$326
Umbrella
$1,000,000 liability
$530
Total Combined Premium
$4,967
vs.
![](https://www.community-insurance.com/wp-content/uploads/sites/68/2022/10/Farmers.png)
Current Farmers Policy
![image](https://www.community-insurance.com/wp-content/uploads/sites/68/2017/11/icons-11.png)
Homeowners
Dwelling : $331,000
Other Structures : $82,750
Personal Property : $248,250
Loss of Use: Loss sustained
Personal Liability : $500,000
Medical Payments: $5,000
Other coverages:
Water backup/sump pump failure - $10,000
Deductible: $1,000
Other Structures : $82,750
Personal Property : $248,250
Loss of Use: Loss sustained
Personal Liability : $500,000
Medical Payments: $5,000
Other coverages:
Water backup/sump pump failure - $10,000
Deductible: $1,000
$979
![image](https://www.community-insurance.com/wp-content/uploads/sites/68/2017/11/car.png)
Auto
Bodily Injury Liability and Property Damage
$500,000 per accident
Medical Payments: $10,000
Uninsured Motorist:
$500,000 per accident
Under-insured Motorist:
$500,000 per accident
Comprehensive coverage - $250 all vehicles
Collision Coverage - $500 all vehicles besides 06 Chev Impala
Towing
Rental/extended transport - $40/day $1200 limit
$500,000 per accident
Medical Payments: $10,000
Uninsured Motorist:
$500,000 per accident
Under-insured Motorist:
$500,000 per accident
Comprehensive coverage - $250 all vehicles
Collision Coverage - $500 all vehicles besides 06 Chev Impala
Towing
Rental/extended transport - $40/day $1200 limit
$3,699
![image](https://www.community-insurance.com/wp-content/uploads/sites/68/2017/11/boat.png)
Boat
Boat liability $300,000
Uninsured boater: $300,000
Boat value: $16,000
Trailer value: $3,000
Deductible $250
Uninsured boater: $300,000
Boat value: $16,000
Trailer value: $3,000
Deductible $250
$356
Umbrella
$1,000,000 liability
$356
Total Combined Premium
$5,390
★★★★★
TOTAL ANNUAL SAVINGS:
$423