Policy Comparison’s – Gruna

Dwelling : $586,000
Other Structures : $11,720
Personal Property : $410,200
Loss of Use: $117,200
Personal Liability : $500,000

Other coverages:
Scheduled jewelry total value of $7460
Water backup coverage/sump failure - $10,000
Equipment breakdown coverage
Buried utility lines coverage

Deductible: $500

Premium $2,466

Bodily Injury Liability and Property Damage: $250,000/$500,000/$100,000

Uninsured/Under-insured Motorist Bodily Injury:
$250,000/$500,000

Comprehensive coverage $250 deductible on all vehicles
Collision Coverage $250 deductible on all vehicles

Roadside assistance includes towing & labor
Rental reimbursement - $50/day max of $1,500
Loan payoff coverage for 14 & 17 Chevy Equinox

12 month premium - $1,233

Do not currently carry an umbrella policy.

Approximately $162 to add a $1,000,000 umbrella

Dwelling : $455,800
Other Structures : $45,580
Personal Property : $319,060
Loss of Use: $91,160
Personal Liability : $500,000

Other coverages:
Scheduled jewelry total value of $7460

Deductible: $500

Premium $1,724.94

Bodily Injury Liability and Property Damage: $250,000/$500,000/$100,000

Uninsured/Under-insured Motorist Bodily Injury:
$250,000/$500,000

Comprehensive coverage $250 deductible on all vehicles
Collision Coverage $250 deductible on all vehicles

Towing & Labor - $50 limit

6 month premium - $1,156
Approximate 12 month premium - $2,312

Do not currently carry an umbrella policy

Major Notes:
- Current home value is underinsured with todays replacement costs
- No coverage for sump pump failure and water backup