Policy Comparison’s – Ostrowski

Current Mt. Morris Policy
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Homeowners
Dwelling : $446,160
Other Structures : $44,616
Personal Property : $334,620
Loss of Use: Amount Sustained
Personal Liability : $500,000
Medical Payments: $5,000

Other coverages:
Guaranteed replacement
Identity fraud coverage
Water backup coverage/sump failure - $5,000
Equipment breakdown
Woodstove

Deductible: $1000
$1,413
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Auto
Bodily Injury Liability and Property Damage:
$250,000 per person; $500,000 per accident

Property Damage: $250,000

Medical Payments: $10,000

Uninsured/Under-insured Motorist Bodily Injury:
$250,000 per person; $500,000 per accident

Comprehensive coverage - $250 all vehicles
Collision Coverage - $500 all vehicles

Towing - all vehicles
Rental/extended transport
$3,479
Total Combined Premium
$4,892
vs.
New Badger Mutual Policy
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Homeowners
Dwelling : $451,000
Other Structures : $45,100
Personal Property : $338,300
Loss of Use: $Actual Loss Sustained
Personal Liability : $500,000
Medical Payments: $5,000

Other coverages:
Guaranteed replacement
Identity fraud coverage
Water backup/sump pump failure - $5,000
Equipment breakdown
Lateral line coverage
Specified additional amount of insurance - 25%
Buried utility lines coverage
Equipment breakdown
Woodstove

Deductible: $1000
$912
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Auto
Bodily Injury Liability
$250,000 per person; $500,000 per accident

Property Damage: $100,000

Medical Payments: $5,000

Uninsured/Under-insured Motorist Bodily Injury:
$250,000 per person; $500,000 per accident

Comprehensive coverage - $250 all vehicles
Collision Coverage - $500 all vehicles

Towing - all vehicles
Rental/extended transport
$3,308
Total Combined Premium
$4,220
★★★★★
TOTAL ANNUAL SAVINGS:
$672
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