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Policy Comparison’s – Dietrich

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Homeowners
Dwelling : $1,100,000
Other Structures : $165,000
Personal Property : $825,000
Loss of Use: $660,000
Personal Liability : $500,000

Other Property Coverage's:
Sewer and Drain Backup - $5000
Service Line coverage
Scheduled Jewelry - $9,300
Scheduled Furs - $5,000
Watercraft - $30,000

Deductible: $1000

Premium $2,229
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Auto
Bodily Injury Liability and Property Damage: $500,000

Uninsured/Under-insured Motorist Bodily Injury:
$500,000

Comprehensive coverage $500 deductible
Collision Coverage $500 deductible

Rental Reimbursement - $40/day total $1,200
Roadside Assistance

12 month premium - $1,399
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Day Cottage
Dwelling : $30,000

Personal Property : $5,000
Personal Liability : $500,000

Deductible: $500

Premium $268
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Umbrella
$1,000,000

Premium - $125
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Total Policy Premium: $4,021
vs.
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Homeowners
Dwelling : $948,500
Other Structures : Blanket
Personal Property : Blanket
Loss of Use: Blanket
Personal Liability : $500,000

Total blanket limit: $2,371,000

Other Property Coverage's:
Sewer Back-Up Coverage: $5000
Scheduled Jewelry - $9,300
Scheduled Furs - $23,350
Watercraft - $31,000

Deductible: $1000

Premium $2,401
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Auto
Bodily Injury Liability and Property Damage: $500,000

Uninsured/Under-insured Motorist Bodily Injury:
$500,000

Comprehensive coverage $500 deductible
Collision Coverage $500 deductible

Rental Reimbursement - $30/day $900 total
Roadside Assistance

12 month premium - $1,623
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Day Cottage
Dwelling : $97,000 (over-insured)

Personal Property : None
Personal Liability : $500,000

Deductible: $500

Premium $273
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Umbrella
$1,000,000

Premium - $153
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Total Policy Premium: $4,450
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