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Policy Comparison’s – Cowden

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Homeowners
Dwelling : $435,000
Other Structures : $217,500
Personal Property : $304,500
Loss of Use: $87,000
Personal/Hobby Farm Liability : $500,000

Other Property Coverage's:
Buried Utility Lines
Equipment Breakdown
Scheduled Jewelry - $5,000

Deductible: $2,500

Premium $1,263
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Auto
Bodily Injury Liability and Property Damage: $250,000/$500,000/$100,000

Uninsured/Under-insured Motorist Bodily Injury:
$250,000/$500,000

Comprehensive coverage $500 deductible
Collision Coverage $500 deductible

Rental Reimbursement - $40/day total $1,200
Roadside Assistance
Loan GAP coverage on 18 Expedition & 17 Explorer

6 month premium - $1,350
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ATV
Bodily Injury Liability and Property Damage: $250,000/$500,000/$100,000

Uninsured/Under-insured Motorist Bodily Injury:
$100,000/$300,000

12 month premium - $95
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Horse Trailer
Actual cash value loss settlement
$1000 comprehensive and collision deductible

Liability: $500,000
Personal Effects: $3,000
Roadside
Disappearing Deductibles

12 month premium - $394
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Total Premium - $3,102
Davis Auto Progressive

Bodily Injury Liability and Property Damage: $250,000/$500,000/$100,000

Uninsured/Under-insured Motorist Bodily Injury:
$250,000/$500,000

Roadside Assistance

6 month premium - $211
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Total premium $3,313
vs.
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Homeowners
Dwelling : $485,000
Other Structures : $75,000
Personal Property : $364,050
Loss of Use: $145,620
Personal Liability : $300,000

Other Property Coverage's:
Jewelry - $2,500 (not scheduled)

Deductible: $2,500

Premium $1,307
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Auto
Bodily Injury Liability and Property Damage: $250,000/$500,000/$100,000

Uninsured/Under-insured Motorist Bodily Injury:
$250,000/$500,000

Comprehensive coverage $250 deductible
Collision Coverage $500 deductible

Rental Reimbursement
Roadside Assistance

6 month premium-$2,405.57
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ATV
12 month premium - $52.96
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Horse Trailer
12 month premium - $283
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Total Premium - $4,048.53
N/A
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Total Premium - $4,048.53
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