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Community Insurance Vs Allstate

Acuity Insurance Policy
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Homeowners
Dwelling: $338,000
Other Structures: $50,700
Personal Property: $253,500
Loss of Use: $202,800
Personal Liability: $500,000
Medical Payments: $5,000

Other coverages:
Guaranteed replacement cost
Personal property replacement cost
Mechanical Breakdown
Service/Utility Line Coverage
Sewer and Drain Backup - $10,000

Deductible: $1000
$634
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Auto
Bodily Injury Liability and Property Damage:
$500,000 Combined Single Limit

Uninsured/Under-insured Motorist Bodily Injury:
$500,000 each

Medical Payments: $10,000
If wearing seatbelt: $15,000

Liability only on both vehicles
$507/12 months
Total Combined Premium
$1,141
vs.
Allstate
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Homeowners
Dwelling : $313,239
Other Structures : $31,324
Personal Property : $187,944
Loss of Use: $62,648
Personal Liability : $300,000
Medical Payments: $5,000

Other coverages:
Does not list any additional coverages

Deductible: $1000
$629
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Auto
Bodily Injury Liability and Property Damage:
$100,000/300,000/100,000

Uninsured/Under-insured Motorist Bodily Injury:
$100,000/300,000

Medical Payments: $10,000

Liability only on both vehicles
$745/12 months
Total Combined Premium
$1,374
★★★★★
TOTAL ANNUAL SAVINGS:
$233
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