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Policy Comparison’s – Bella

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Homeowners
Dwelling : $255,000
Other Structures : $45,200
Personal Property : $234,750
Loss of Use: $51,000
Personal Liability : $1,000,000

Option Coverages Included:
Buried Utility Lines
Equipment Breakdown
Water Backup & Sump Overflow - $5,000

Deductible: $500

Premium $880
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Auto
Bodily Injury Liability and Property Damage: $2500,000/$500,000/$100,000

Uninsured/Under-insured Motorist Bodily Injury:
$250,000/$500,000

Medical Payments: $10,000

Comprehensive coverage $500 deductible on 17 Ram
Collision Coverage $500 deductible on 17 Ram

Liability coverage only on 97 Chevy

Rental Reimbursement - $40/day total $1,200 on 17 Ram
Roadside Assistance on both vehicles

6 month premium - $817
approximate 12 month premium -$1,634
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ATV
Bodily Injury Liability and Property Damage:
$300,000

Uninsured/Under-insured Motorist Bodily Injury:
$100,000/$300,000

Medical Payments:
$10,000

$1,000 comprehensive & collision deductible

12 month premium - $257
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Boat
Bodily Injury Liability and Property Damage:
$100,000/$300,000

Uninsured Boater:
$300,000

Medical Payments:
$1,000

Agreed value of $42,000

Towing Included

$1,000 comprehensive & collision deductibles

12 month premium - $515
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Total 12 month premium - $3,286
Notes:

-Increased liability limits on homeowners, auto, and ATV
vs.
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Homeowners
Dwelling : $255,000
Other Structures : $45,500
Personal Property : $191,250
Loss of Use: Actual Loss Sustained
Personal Liability : $500,000
Medical Payments: $2,000

Optional Coverages Included:
Equipment Breakdown
Water Backup & Sump Overflow - $5,000

Deductible: $500

Premium $961
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Auto
Bodily Injury Liability and Property Damage: $100,000/$300,000/$100,000

Uninsured/Under-insured Motorist Bodily Injury:
$100,000/$300,000

Medical Payments: $10,000

Comprehensive coverage $500 deductible on 17 Ram
Collision Coverage $500 deductible on 17 Ram

Liability coverage only on 97 Chevy

6 month premium - $989
approximate 12 month premium - $1,978
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ATV
Bodily Injury Liability and Property Damage: $25,000/$50,000/$10,000

Uninsured Motorist:
$25,000/$50,000

Medical Payments:
None

$1,000 comprehensive & collision deductible

12 month premium - $169
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Boat
Bodily Injury Liability and Property Damage: $100,000/$300,000

Uninsured Boater:
$300,000

Medical Payments:
$1,000

Agreed value of $42,000

Towing included

Boat deductible $840

12 month premium - $456
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Total 12 month premium - $3,564
Notes:

- Current policy liability limits on the ATV are cautionly low
- No medical payment on ATV policy
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