Unfortunately, new teenaged drivers are often held to be one of the most dangerous groups on the road. This is the reason purchasing Wisconsin auto insurance for your teenager might be more expensive than you expect.
Consider these tips to help reduce the cost.
• Typically, it’s cheaper to add teenagers to an existing policy rather than allow them to purchase their own separate policy. If you have multiple drivers in your household, a discussion with your agent might reveal the potential for savings.
• Many households have more than one vehicle and it might be a smart idea to ensure your teen only drives the vehicle that is cheapest to insure. In the event your teen wants to buy his or her own car, keep in mind that the bigger, faster and sportier the car, the higher the insurance and repair costs are likely to be.
• Check with your local insurance agent to find out about any discounts they have on offer for teen drivers. Discounts for teenage drivers are sometimes offered if an average ‘B’ grade or higher is maintained or a driver education course has been completed. Keeping a safe driving record will go a long way to reducing your teenagers insurance costs in the years ahead.
Although saving money on your auto insurance can be helpful, instilling good driving habits in your teen may be vital. Safety on the road may help keep your teenager and other road users safe and also lower the risk of a claim being made against your Wisconsin auto insurance.